WO2007011787A3 - System and method for immediate issuance of transaction cards - Google Patents

System and method for immediate issuance of transaction cards Download PDF

Info

Publication number
WO2007011787A3
WO2007011787A3 PCT/US2006/027501 US2006027501W WO2007011787A3 WO 2007011787 A3 WO2007011787 A3 WO 2007011787A3 US 2006027501 W US2006027501 W US 2006027501W WO 2007011787 A3 WO2007011787 A3 WO 2007011787A3
Authority
WO
WIPO (PCT)
Prior art keywords
applicant
transaction card
unassigned
unassigned transaction
transaction cards
Prior art date
Application number
PCT/US2006/027501
Other languages
French (fr)
Other versions
WO2007011787A9 (en
WO2007011787A2 (en
Inventor
Patrick Graf
Jason Jude Hogg
Original Assignee
Revolution Money Inc
Patrick Graf
Jason Jude Hogg
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Revolution Money Inc, Patrick Graf, Jason Jude Hogg filed Critical Revolution Money Inc
Priority to EP06787413.1A priority Critical patent/EP1913514A4/en
Priority to BRPI0613954-0A priority patent/BRPI0613954A2/en
Priority to CA 2615390 priority patent/CA2615390A1/en
Priority to JP2008521670A priority patent/JP2009501980A/en
Publication of WO2007011787A2 publication Critical patent/WO2007011787A2/en
Publication of WO2007011787A3 publication Critical patent/WO2007011787A3/en
Publication of WO2007011787A9 publication Critical patent/WO2007011787A9/en

Links

Classifications

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    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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    • G06Q20/4012Verifying personal identification numbers [PIN]
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    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
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    • G06Q20/00Payment architectures, schemes or protocols
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    • G06Q20/105Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
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    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management
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    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
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    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
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Abstract

A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
PCT/US2006/027501 2005-07-15 2006-07-14 System and method for immediate issuance of transaction cards WO2007011787A2 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
EP06787413.1A EP1913514A4 (en) 2005-07-15 2006-07-14 System and method for immediate issuance of transaction cards
BRPI0613954-0A BRPI0613954A2 (en) 2005-07-15 2006-07-14 system and method for immediate issuance of transactional cards
CA 2615390 CA2615390A1 (en) 2005-07-15 2006-07-14 System and method for immediate issuance of transaction cards
JP2008521670A JP2009501980A (en) 2005-07-15 2006-07-14 Transaction card immediate issuance system and method

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US70004905P 2005-07-15 2005-07-15
US60/700,049 2005-07-15

Publications (3)

Publication Number Publication Date
WO2007011787A2 WO2007011787A2 (en) 2007-01-25
WO2007011787A3 true WO2007011787A3 (en) 2009-06-11
WO2007011787A9 WO2007011787A9 (en) 2009-08-20

Family

ID=37669375

Family Applications (5)

Application Number Title Priority Date Filing Date
PCT/US2006/027610 WO2007011840A2 (en) 2005-07-15 2006-07-14 System and method for new execution and management of financial and data transactions
PCT/US2006/027309 WO2007011695A2 (en) 2005-07-15 2006-07-14 System and method for user selection of fraud detection rules
PCT/US2006/027500 WO2007011786A2 (en) 2005-07-15 2006-07-14 System and method for establishment of rules governing child accounts
PCT/US2006/027493 WO2007011782A2 (en) 2005-07-15 2006-07-14 System and method for disputing individual items that are the subject of a transaction
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PCT/US2006/027500 WO2007011786A2 (en) 2005-07-15 2006-07-14 System and method for establishment of rules governing child accounts
PCT/US2006/027493 WO2007011782A2 (en) 2005-07-15 2006-07-14 System and method for disputing individual items that are the subject of a transaction

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