WO2001090971A3 - Secure payment process for on-line transactions - Google Patents

Secure payment process for on-line transactions Download PDF

Info

Publication number
WO2001090971A3
WO2001090971A3 PCT/IB2001/001095 IB0101095W WO0190971A3 WO 2001090971 A3 WO2001090971 A3 WO 2001090971A3 IB 0101095 W IB0101095 W IB 0101095W WO 0190971 A3 WO0190971 A3 WO 0190971A3
Authority
WO
WIPO (PCT)
Prior art keywords
secure payment
payment process
line
retailer
line transactions
Prior art date
Application number
PCT/IB2001/001095
Other languages
French (fr)
Other versions
WO2001090971A2 (en
Inventor
Raul Sergio Cruz Themudo Lessa
Nilo Vilela Cardoso
Roger Delrue Chadel
Original Assignee
Nvcnet Web Business Services
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Nvcnet Web Business Services filed Critical Nvcnet Web Business Services
Priority to AU2001264179A priority Critical patent/AU2001264179A1/en
Publication of WO2001090971A2 publication Critical patent/WO2001090971A2/en
Publication of WO2001090971A3 publication Critical patent/WO2001090971A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means

Abstract

There is disclosed a linking process to provide a customer of goods or services on-line a secure payment process without relying upon the security of payment information residing at the retailer. Specifically, there is disclosed an on-line transaction wherein a customer purchases goods from an on-line retailer without providing credit card information to the retailer.
PCT/IB2001/001095 2000-05-26 2001-05-24 Secure payment process for on-line transactions WO2001090971A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU2001264179A AU2001264179A1 (en) 2000-05-26 2001-05-24 Secure payment process for on-line transactions

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US57944900A 2000-05-26 2000-05-26
US09/579,449 2000-05-26

Publications (2)

Publication Number Publication Date
WO2001090971A2 WO2001090971A2 (en) 2001-11-29
WO2001090971A3 true WO2001090971A3 (en) 2002-06-20

Family

ID=24316949

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2001/001095 WO2001090971A2 (en) 2000-05-26 2001-05-24 Secure payment process for on-line transactions

Country Status (2)

Country Link
AU (1) AU2001264179A1 (en)
WO (1) WO2001090971A2 (en)

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5485510A (en) * 1992-09-29 1996-01-16 At&T Corp. Secure credit/debit card authorization
EP0779587A2 (en) * 1995-12-15 1997-06-18 Kabushiki Kaisha N.K Kikaku On-line shopping system and the method of payment settlement
EP0813325A2 (en) * 1996-06-12 1997-12-17 AT&T Corp. A mechanism for enabling secure electronic transactions on the open internet
WO1998030985A2 (en) * 1997-01-06 1998-07-16 Aerotel Ltd. Computerized money transfer system
US5822737A (en) * 1996-02-05 1998-10-13 Ogram; Mark E. Financial transaction system
WO1999007121A2 (en) * 1997-07-29 1999-02-11 Netadvantage Corporation Method and system for conducting electronic commerce transactions

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5485510A (en) * 1992-09-29 1996-01-16 At&T Corp. Secure credit/debit card authorization
EP0779587A2 (en) * 1995-12-15 1997-06-18 Kabushiki Kaisha N.K Kikaku On-line shopping system and the method of payment settlement
US5822737A (en) * 1996-02-05 1998-10-13 Ogram; Mark E. Financial transaction system
EP0813325A2 (en) * 1996-06-12 1997-12-17 AT&T Corp. A mechanism for enabling secure electronic transactions on the open internet
WO1998030985A2 (en) * 1997-01-06 1998-07-16 Aerotel Ltd. Computerized money transfer system
WO1999007121A2 (en) * 1997-07-29 1999-02-11 Netadvantage Corporation Method and system for conducting electronic commerce transactions

Also Published As

Publication number Publication date
WO2001090971A2 (en) 2001-11-29
AU2001264179A1 (en) 2001-12-03

Similar Documents

Publication Publication Date Title
WO2000030044A3 (en) Electronic payment system utilizing intermediary account
WO2001065494A3 (en) System, and method for prepaid anonymous and pseudonymous credit card type transactions
WO2002014985A3 (en) Automated payment system
WO2001082243A3 (en) Method and system for ubiquitous enablement of electronic currency
EP1264259B8 (en) A network-based system
WO2007047901A3 (en) Credit fraud prevention systems and methods
NZ535529A (en) Electronic transfer systemusing a single use transaction identification number
EP1052603A3 (en) Cashless transactions without credit cards, debit cards or checks
WO2004114168A8 (en) A system and method for facilitating on-line payment
WO2000042486A3 (en) System and method for performing secure credit card purchases
WO2004055711A3 (en) System and method for selecting financial services
WO2001079966A3 (en) A system and method for using loyalty points
WO2006073907A3 (en) System for facilitating online electronic transactions
ES2129962T3 (en) ELECTRONIC PAYMENT PROCEDURE THAT ALLOWS TO MAKE SOME TRANSACTIONS LINKED TO THE PURCHASE OF GOODS IN A COMPUTER NETWORK.
WO2002099561A3 (en) Multiple denomination currency receiving and prepaid card dispensing method and apparatus
WO2003058391A3 (en) Wireless network micropayment financial transaction processing
WO2002001462A3 (en) Method and system of securely collecting, storing, and transmitting information
WO2001069546A3 (en) Pre-paid purchasing card and method
AU2002243262A1 (en) Method and system for verifying the identify of on-line credit card purchases through a proxy transaction
NO963456D0 (en) Method and system for obtaining payment mediation between payee on sale of cashless cash money and sellers of the benefits to which the card is used
WO2005043277A3 (en) Prepaid debit card processing
WO2002075481A3 (en) Method and system for accumulating coupon values in an account for future redemption.
WO2004031892A3 (en) Processing partial payments using debit cards
WO2001071681A3 (en) Internet based single entry field electronic payment interface
WO2004034343A3 (en) Method for concluding a payment transaction in electronic commerce

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): AU BR JP

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR

121 Ep: the epo has been informed by wipo that ep was designated in this application
DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
AK Designated states

Kind code of ref document: A3

Designated state(s): AU BR JP

AL Designated countries for regional patents

Kind code of ref document: A3

Designated state(s): AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR

32PN Ep: public notification in the ep bulletin as address of the adressee cannot be established

Free format text: COMMUNICATION UNDER RULE 69 EPC ( EPO FORM 1205A DATED 14/04/03 )

122 Ep: pct application non-entry in european phase
NENP Non-entry into the national phase

Ref country code: JP